In Europe, probably not. The bureaucracy is too thick. For the US, maybe but as mentioned in other responses we don’t need CEX access. What is likely is that due to Trump’s executive order, banks may be allowed to hold digital assets. That means, you could just open a litecoin or USDT account in your bank and transfer money in and out of it from your fiat bank accout. CEXes are complicated (compared with instant exchanges) and tend to have KYC rules that if stolen can be used with AI to not only identity theft you, they have the power to put you at the scene of a crime or blackmail you. Banks don’t need nearly as much KYC since they know you directly. This would have a huge effect. It allows you to be paid in crypto and merchants to receive money in crypto so crypto can instantly be used by all stores without pain. Not only that, if you can be paid in Litecoin, paying it to your personal wallet, you can use MWEB to instantly swap it with Monero (e.g. on BasicSwapDex, Haveno, or a DEX) so you can hold all your daily money in Monero. It should be possible to do this automatically via a script. Unless you want to do a lot of trading and want the proper tax forms automatically set up for you, I see no reason why anyone of any experience level would even want to use CEXes when banks could hold crypto.
In Europe, probably not. The bureaucracy is too thick. For the US, maybe but as mentioned in other responses we don’t need CEX access. What is likely is that due to Trump’s executive order, banks may be allowed to hold digital assets. That means, you could just open a litecoin or USDT account in your bank and transfer money in and out of it from your fiat bank accout. CEXes are complicated (compared with instant exchanges) and tend to have KYC rules that if stolen can be used with AI to not only identity theft you, they have the power to put you at the scene of a crime or blackmail you. Banks don’t need nearly as much KYC since they know you directly. This would have a huge effect. It allows you to be paid in crypto and merchants to receive money in crypto so crypto can instantly be used by all stores without pain. Not only that, if you can be paid in Litecoin, paying it to your personal wallet, you can use MWEB to instantly swap it with Monero (e.g. on BasicSwapDex, Haveno, or a DEX) so you can hold all your daily money in Monero. It should be possible to do this automatically via a script. Unless you want to do a lot of trading and want the proper tax forms automatically set up for you, I see no reason why anyone of any experience level would even want to use CEXes when banks could hold crypto.