There is an awful lot of moralizing in huge essays here.

Homelessness is a complicated problem, and feeling confused, conflicted, or otherwise unsure is natural and probably wise. There is no clean, simple answer.

If you don’t want to give money to people on the street then you shouldn’t, regardless of what people here tell you. Instead, find a way to help that you feel more certain of. Maybe look for homeless shelters and programs local to you and go volunteer, that seems like a pretty safe option.

People are being polite and well spoken about it?

This thread is a mess.