Negative. Every single one of them has some massive red flags that make them nonviable.

There has been a bunch of drama specifically about this CCS. Reto was censored because Kewbit believes I run it (lol) and wanted to “punish” me for demanding source code before CCS payout.

Nice conspiracy theory, sadly falls apart when you realize the only reason there is any drama at all is because Kewbit doesn’t make his code public.

After Kewbit threatened to remove Reto from Haveno.com due to an argument with me (lol?), it also makes a lot of sense that they want to reduce exposure to that name.

multiple haveno networks needs to be a top short term priority

I really disagree. Haveno is already a decentralized p2p network. We don’t have multiple different Monero mainnets to “improve decentralization”. Bisq has been around for a decade, there is a reason why nobody ever set up a second Bisq network.

There is an open PR to raise this limit.

Currently there is no layman-friendly way of going XMR -> BTC with unstoppableswap so very few people actually provide liquidity in that direction and the fees they take are high because of it.

The Samourai atomic swaps GUI was on the right track to solve this with a XMR provider GUI but they got taken down just a few weeks after they released it.

If we get code out of this to easily set up such online token vending machines there is actually a lot of utility to be gained. People could use it for all sorts of stuff like NFT tickets or raffles or whatever:

0xacf0a30d476b4bec35222a7b5b82db52e8ac6437

1 You can fund Haveno trades through external wallets though:

2 That is like saying “in my opinion Monero is not decentralized because I cant use it to send ETH”. Haveno was never designed to have multiple networks. There is also only one Monero mainnet, not multiple. That doesn’t make Monero centralized.

Pay enough fees to make sure the payment is confirmed in time. Because of RBF you can’t make the argument that a Bitcoin payment has “started” as soon as it is in the mempool. You can be penalized up to 10% of the trade amount for being 24-48 hours late.

If you want to sell coins, you should put in the address where the coins are in right now. You can send from a different wallet than what you put into Haveno but it could complicate arbitration if there are issues. This is the case for everything on Haveno btw. Nobody can force you to follow the protocol but every time you don’t follow it, you risk making arbitration more complicated which could lead to you losing the arbitration case.

The only difference is that sepa Instant has to be completed within 24 hours and regular sepa 7 days. So don’t pay with regular sepa on sepa Instant trades and you are good, it doesn’t matter if you select swap and then send a sepa instant payment.

The deposit protects against rogue arbitrators. At 10 arbitrators and 15% deposit, it is mathematically not profitable for any one of them to attempt scamming people.

Prices are higher because who would accept potentially dirty coins in exchange for clean Monero? For fiat currencies there is either some amount of chargeback risk or you have to deal with mailing physical cash, nobody would do that for a $2 gain.

Unless you have to use centralized sites like these for some reason, please use Haveno instead. Adopting the decentralized option now before Monero is banned everywhere is much better for the community than monkey-branching from centralized site to centralized site every time they delist Monero.

People could theoretically put their reto .onion onto their profile or sign it with their pgp key and then you can search for it in the client.

Let’s just say it would fit perfectly into Cyberpunk 2077:

Correct. 25% was an example and usually it will be way lower than that. Makers will sell at higher prices for payment methods that are more risky and lower prices for less risky options. It’s a rather simple example of the free market regulating itself.

Because people asked for them and market makers can manage the risk themselves. If you charge 25% extra, you make profit as long as you get scammed less than every 4th trade.

ignoring that “use CEX, ignore DEX” is an insane take, those don’t support fiat currencies.

Yeah, biometric data is a terrible form of authentication, especially when you want to collect it at large scale and use it for an “everything” account like this.

I have these plus some extra ones all in a wallet I’d be willing to part with for 5 XMR.

For me, https://haveno-reto.com has been working great so far.