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Cake day: June 14th, 2023

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  • That’s not really true. Banks getting higher interest on loans also pay out more interest on deposits, otherwise they’re unable to attract and retain customers. FI profitability is based on net interest margin (revenue from lending - losses from deposits), and they need deposits to have the money to lend out so they can’t arbitrarily lower their deposit account rates to increase NIM.

    Banks get richer no matter what happens, because people need loans. If anything, higher rates make it more challenging for banks to make money as people are less able to make repayments and less likely to take out loans for luxury purchases or holidays.
















  • I don’t know if it’s the same with autism, but I have read about and experienced something that impacts people with ADHD called demand avoidance, where asking someone to come help with a task or complete a task right now really fucks me up. It completely interrupts the flow of what I’m in the middle of, and I also can feel really frustrated about the demand for no good reason.

    Giving me a timer, even a short one, gives me time to mentally transition at my own pace. I assume for a “normal” person its easy to just say “yeah, in a minute”, but demand avoidance comes with a pretty strong emotional reaction (frustration, anger, guilt) that is absolutely irrational, but can’t be helped.

    Like I said, no idea if this is a thing with autism and I don’t feel like researching it. Maybe for people with autism is more about routine and planning but idk

    Edit: realised after I wrote this response that there is a good chance you’re just joking about the literal interpretation of the phrasing used in the comic, and that you know all this already, but I’m leaving it up for posterity.