When my ex’s grandparents needed a new computer I got them a chrome OS all in 1.
When I started dating her in 2013 her parents were paying for AOL like $25 a month. They also had cable Internet. Saved them like $1500 on paying for AOL because they thought they needed to pay to access the email.
You should def hit up a food pantry, saving some money on food for a bit will help you rebalance your finances. Not sure if you don’t make much or live in a really high cost of living area but another thing to look into is the Canadian version of food stamps if they have it. There’s no shame in getting help!
What a bitch to cut up
Ask for a raise. One thing that might help you stretch your money a bit further is utilizing a food pantry or food bank. Not sure if they are as common in Canada.
I was only off by $30 in my scenario compared to your situation. Having multiple accounts and using direct deposit to help divide your budget upfront just makes it easier.
I’m lucky that money isn’t a major concern for me at this point in my life, but earlier in my career when my ex-gf had a significant amount of credit card debt doing our budget this way really helped and got her to be debt free.
I’m not sure why you think my scenario requires savings to start, If you’re already paying all your bills. This is just a tool to help manage your budget.
That’s the point of setting up the bills account. If you deposit directly to it each check the amount you need based on how many checks you get. You won’t have to worry about finding your bills money when they are due and you’ll know how much you have to spend on other stuff because bills are already accounted for. If paid weekly put 25% of your total bills(rent, phone, Internet, gas, electric water ect.). For easy math let’s say total bills are $1600 a month you’d but $400 each pay check into the account ideally using direct deposit so it’s automatic. If paid every 2 weeks $800 a check. For usage based bills (water electric ect put enough for worst case bills in each month) over time you’ll build up extra money but leave it alone until you have at least 3 months extra in the account ( it could save your ass some day).
Let’s say your take home is $580 a week $400 to bill which leaves you with $180 a week for food and gas and fun. Seems pretty shitty and I’d recommend finding a cheaper place to live or get a roommate if possible in this scenario but at least you can clearly see how much you can actually spend while your bills are already accounted for. Is still recommend taking another $30 out leaving $150 for food and gas and put it directly into a savings account. Or split it $20(emergency fund) $10(fun stuff).
Don’t buy fun stuff (games, drugs, alcohol, movies, eating out) unless you can cover it from fun stuff account.
Emergency fund is for car repairs medical bills loss of income not a new TV or vacation.
If you get a raise 90% of the new take home should go to 80/20 split emergency/ fun stuff. If you can get at least 3 months of income (6 months would be better) saved in your emergency fund you can re-allocate some of it to food /gas day to day account and fun stuff account but only do that if you need to save your sanity, because in my experience every time you feel like you’re making progress some big bill will come along and wipe it out.
Open an account for rent and other known monthly expenses put 25% of that total from each check(or 50% if paid 2x a month). For utilities that are variable use an average of the 5 highest bills you gotten for each account. direct deposit some amount into a account for emergency savings. And the rest to your main account. NEVER steal from your bills account. You can add an amount for fun money as well.
🤣, I dunno but my CEO visited my sister’s LinkedIn(she’s the director of a local food bank). I work for a really big company so kinda crazy my CEO saw my post and went to my sister’s profile (I gave her a shout-out because I’m proud of what she does.)
I have exactly one LinkedIn post I made recently after 12.5 years in my career as a software engineer. It was about supporting your local food banks during the government shutdown.
Pfft JD is trash no self respecting senior would by such short whiskey
Imo 2x spicy is the perfect spice level.
When the guy can design a car that doesn’t fail the Wiley Coyote test he might be able to talk about how things will be.
Just bide your time and wait for him to say that went by fast or time flies and hit him back with a hard f-word.
Jim Bo Bob 555-867-5309 123 test Street, Testville Ca, 55555
Is my goto
The biggest pain in the ass I’ve dealt with was using a directshow lib to implement flash on a new camera we were supporting for a desktop application. Working with a device graph and pins is beyond frustrating. We’re porting functionality to the Web and my dev working on the camera just needed to call capture image to trigger the flash.
Was is supposed to reach space?
He was great when he played himself in life as a house.
Removed by mod
I think we need to chill on the asshole shaming. You could hurt my wittle feelings.
Removed by mod
Me making my devs create a base exception for handling all exceptions that contain messages for display in the UI. Which has a parent base exception we use for all our exceptions which of course has Exception for it’s parent.
I hate our codebase but I’m so close to killing off 15 year old vb.net code. If the left me alone and I had the time I spent in meetings or 20 mins between meetings everything on our roadmap for the next year would have been done 2 years ago.