Comingle.us
comingle.us
An online community committed to ensuring a guaranteed basic income for all its members.

Comingle is an interesting idea that would act as a pseudo emergency fund to provide a stable week to week income for their users. It could act to stabilize your income if you have an irregular income or as an backup plan or insurance for when you lose a job or income source. It works by distributing the average of all their members contributions weekly to each user. Once the service starts, the end result will be a net gain for those with low income and a payment to provide a guaranteed monthly income for higher earners.

  • For those with low income, any amount of extra money can aid in the pursuit of opportunity and keep things from turning desperate.
  • For freelancers and gig-workers, reliable weekly income can ease the complications of sporadic cash-flow.
  • For those with more income, Comingle lets you help others, sends you a little extra cash on slow weeks, and provides a safety-net if things take a turn for the worse.

Disclaimer: I am not affiliated with them. I just got this in an email newsletter and was intrigued.

  • teft@startrek.websiteEnglish
    2·
    1 year ago

    Seems to be unemployment insurance with extra steps and not backed by the government. Or a ponzi scheme.

    • centof@lemm.eeOPEnglish
      11·
      1 year ago

      Not really either, its a crowdfunded income equalizer. It is not based upon infinite growth so its not a ponzi scheme.

      Edit:On second thought, it can act as unemployment insurance not backed by the government, but I would contend that is a good thing since the government programs often have an excessive amount of strings attached.

      • centof@lemm.eeOPEnglish
        0·
        1 year ago

        Not sure why people are downvoting me. I guess I offended someone. Not sure how. ** shrugs **

        • bane_killgrind@kbin.social
          1·
          1 year ago

          I downvoted you because it’s disingenuous to present “as guaranteed as a company can be” with “guaranteed”

          There’s no outside mechanism to protect the customers from this company. That’s not guaranteed.

          • centof@lemm.eeOPEnglish
            01·
            1 year ago

            Of course there is an outside mechanism, it is

            • a. the government: if they lie about what they provide you can sue them like you can any other business that defrauds you.
            • b. you can always just stop letting them access your account if you don’t trust them.

            Nothing is fully guaranteed. Society as we know it could easily collapse in our lifetime. Ultimately it will likely be a less conditional income than a job where you can be fired at any time for literally no reason. I see a guarantee as a promise essentially. It is only as trustworthy as the party guarantying it.