Hi all, I’m new to investing (just turned 18 this year).

I work a full time job and want to start saving and growing my money.

My current portfolio consists of a variety of sources, including GICs, managed ETFs, and cryptocurrency. For ETFs and crypto, I deposit a portion of my paycheque into the respective exchanges as part of a dollar cost averaging strategy. But for GICs, I’m a little confused.

I have one GIC already for a 13 month term, but I’m not sure of the optimal contribution strategy. Should I be buying a new GIC each month with a portion of my paycheque, or maybe accumulate funds annually and then put them into new GICs?