Well no shit. Have you seen these insurance policies?
It’s like this: anybody who thinks they like their insurance policy isn’t using it.
Edit: ITT: people describing the problem as if it’s not the problem.
There are good plans out there, but most companies won’t offer them, and they’re expensive. I pay $1k a month for my SO to be on mine, but the $250 deductible and $1500 OOP max is pretty nice.
That’s not a good deal. A good deal would be you pay for insurance and have no deductible or fees to worry about. Insurance is insanely expensive and it just acts like a horrible discount program once you finally need it. It’s a scam
Unfortunately in our current system, that is a good deal and platinum level insurance. Even working for a hospital that’s the best you tend to get.
Yes, we need single payer, though.