An option for me to buy a house has come up very suddenly and it seemed like a good idea at first - but I look at a mortgage and think “that’s 15 years I’ll spend paying back, at absolute minimum. Probably more like 25 years” - how can I possibly plan that far in advance?

So, how did you feel about getting a mortgage and seeing such a serious commitment stretch so far into the future? I’m mainly talking about the emotional side of things rather than financial

  • shortwavesurfer
    1·
    6 months ago

    Oh dear God, I specifically mandated that I would absolutely not live in an HOA for this exact reason. And boy am I glad I did it. I’m an American damnit. If I want to have two broken down cars on blocks in my yard, then damnit I can. LOL. No, I wouldn’t do that. But it’s better than an HOA.