I use Privacy cards for the majority of online commerce. If you aren’t familiar with them, they generate one-off card numbers that obfuscate your financial details and become locked to the merchant of first use. They also can create single-use cards that deactivate after the first charge.
The card I have tied to my Epic account generated two fraudulent charges on Dec 10 at Spanish-named locations. The charges were blocked, as they didn’t originate from Epic. On top of blocking the charges, Privacy deactivated the card number as they suspected fraud.
I’ve reached out to Epic for details, but they’re just sending scripted meaningless fluff, and its been almost forty days.
Am I right to assume this means Epic was themselves the victim of some breach? I don’t see any press releases or coverage of anything.
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Could be Epic, could be privacy.com, or could be malware on your system. But every time I’ve tried alerting places they are leaking credit card #'s, I get the runaround or ignored. So I just assume it’s on my end, take the necessary precautions, and let them figure out on their own if it’s their problem.
I cant say for certain, but I do know that it’s likely card number algorithms can be compromised in one way or another. I had a credit and debit compromised one day after another, the credit card having never been used at all. I had them both cancelled and reissued immediately, and after activating the new credit card it was done again the very next day. These were from the same bank, a small credit union based in Eastern Washington.
Again, it was cancelled, they told me it was an algorithmic attack, and the next card that arrived was activated and had no further issues despite use in person and online until it expired.
Maybe they were saving face after a breach, but that kind of attack felt far more likely given my lack of usage.
Card numbers follow a stamdard format and have digits that represent the payment provider (eg Visa, Mastercard, AMEX) and the issuing credit provider, along with a checksum, but also guessing the corresponding expiry date and CVV has a vanishingly small chance.
Or a breach of privacy.com’s systems, lol.
If their systems were breached, I’d expect charge attempts against whatever cards are funding that account, not the generated card #'s.
Not if they only got log files from a period of time or something. Or they generated enough numbers that they figured out the algorithm for how privacy.com allocates and reuses numbers.
Possibly. We’ll probably see if there’s a pattern of compromised numbers between one or another
Depending on your country, maybe try contacting some sort of department that deals with consumer affairs?
Companies will rarely act on anything serious unless the government makes them.
